Categories
Guides

Exposure at default and return on investment

This blog post is part 3 of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous posts in the series, please do that before […]

Categories
Guides

16 tactics and strategies for P2P-lending

Few months ago I got this idea of putting together a Reference Guide of different tactics and strategies that investors can use with their P2P-lending investments. I have been working on this as a side project every now and then and the outcome is an overview of 16 strategies and tactics or different styles of investing […]

Categories
Guides

Comparing apples with oranges – mistakes with analyses

This blog post is part 4 of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous posts in the series, please do that before reading […]

Categories
Guides

Initial defaults vs current default rate

This blog post is part 3 of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous posts in the series, please do that before […]

Categories
Guides

The time element in default rate calculations

This blog post is part of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous post in the series, please do that before reading […]

Categories
Guides

Would you invest into a 20% default rate loan group?

This blog post is part of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If I told you there’s a loan group with 20% default rate. Would you be willing […]

Categories
Analyses

When do most defaults happen at Bondora?

Knowing when the majority of the loans default, can give you a good idea on how well your portfolio or some portion of the platform portfolio is performing. In addition, if you know what proportion of loans default in a 6-month period after issuing and that the proportions have been relatively stable over time, you […]

Categories
Overviews

Bondora timeline of changes and returns

There have been a large amount of changes at Bondora over time and I bet no-one really remembers all of them and when they happened. Of course, knowing most of them won’t give you any actionable value (although might be cool to know anyway), but some of it is relevant when doing your analyses on […]

Categories
Uncategorised

RahaFoorum now also available in English

After several requests to post some of my blogs posts in English, I have decided to have a go at it and create at least some posts in English also. I would have suggested using Google Translate, but unfortunately it seems that it doesn’t really know how to translate Estonian that well. The main topic […]