This is the simplified version of the results and conclusions I did on the Bondora Rating for loans issued in 2014. A more thorough post with explanations about what I did and what I looked at in different steps of the analyses is available here. If you understand data analysis and some statistics, you should prefer to […]
This is a more thorough post with explanations about what I did and what I looked at in different steps of the analyses. If statistics and data analysis is not your strong side, there is also a simplified version of the steps and conclusions available here. I do suggest however, that you at least review […]
This blog post is part 3 of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous posts in the series, please do that before […]
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16 tactics and strategies for P2P-lending
Few months ago I got this idea of putting together a Reference Guide of different tactics and strategies that investors can use with their P2P-lending investments. I have been working on this as a side project every now and then and the outcome is an overview of 16 strategies and tactics or different styles of investing […]
This blog post is part 4 of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous posts in the series, please do that before reading […]
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Initial defaults vs current default rate
This blog post is part 3 of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous posts in the series, please do that before […]
This blog post is part of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If you haven’t yet read the previous post in the series, please do that before reading […]
This blog post is part of a “Beyond the default rate” series, which investigates what the default rate actually means, how it affects you and why you should know more than simply the number you see on some report. If I told you there’s a loan group with 20% default rate. Would you be willing […]
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When do most defaults happen at Bondora?
Knowing when the majority of the loans default, can give you a good idea on how well your portfolio or some portion of the platform portfolio is performing. In addition, if you know what proportion of loans default in a 6-month period after issuing and that the proportions have been relatively stable over time, you […]
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Bondora timeline of changes and returns
There have been a large amount of changes at Bondora over time and I bet no-one really remembers all of them and when they happened. Of course, knowing most of them won’t give you any actionable value (although might be cool to know anyway), but some of it is relevant when doing your analyses on […]